decisions

OK so ive decided to start with my smallest debt.
Bast buy.

Because I live away from home and am going home for xmas. This will be my new years plan. I will start as on Jan 3rd when I get back. and won't stop until I am 100% debt free.

December 2007 Goals:
- Maintain minimum payments On all low interest loans
- Put away the VISA for major emergency's (once cut back. reduce value to 500-750 dollars)
- Pay off $500 Dollar Best buy credit card in ONE month!!

note: I lie. this month i'll be putting 150 dollars on the best buy card using my x-mas bonus.

On a good note.. my flights and travel are already included in my debt. as well as most my presents.. So I shouldn't come out of the vacation with any more debt. The Visa is near max so I wont be able to use it anyway!! maybe i'll keep it near that untill new years to be safe? Or even leave it here.

Thats all for now!

My Decision

I am starting this to share my experiance as I try to drag myself from the debt I am currently in.
I am sorry for the spelling I will try my hardest to do what I can but I'm as good with that as I am with money. So maybe it will improve as well...

Anyway I'll start with some basics and some quick notes on what i own, owe.. etc..


Owe:
Loan A: $4000.00 Interest Rate 3.7%
Loan B: $4500.00 Interest Rate 2%
Loan C: $4000.00 Interest Rate 0%
Car: $12,000.00 Interest Rate 2.8%
VISA: $2500.00 Interest Rate 18%
Best Buy: $500.00 Interest Rate 28% (after 3 months)

So my Total debt is: $27,500.00

Most of my interest rate is not bad but that's still a lot of debt.

I hope to be mostly out of debt within 2 - 2.5 years, I also wish to purchase a house in 5 years.
I'll update as I figure out things..